Credit Services

Here at DGO Business Solutions we find that it is not possible to build great
businesses if the owners are unable to prosper in their businesses. We have
expanded our business model to include credit repair. Business has numerous
twists and turns, and sometimes it does not take the business owner's credit into
account. We are here to assist, and bring your personal credit to a place that will
allow you to continue improve your business as well as your personal financial life.

Have you been turned down for a loan? Are you paying high interest rates on your
existing loans or credit cards? Is your FICO score too low? Have you experienced
financial trouble? Well, you are not alone, and there is hope. It is not as difficult to
challenge information on your credit report as you may think. You can either draft
your disputes yourself, which is a worthwhile endeavor despite the requisite time
and diligence, or you can hire a professional who knows the lay of the land when it
comes to helping you repair your credit.

Our goal here at DGO Business Solutions to boost you up to the best credit legally
possible. Credit files are extremely important and will continue to be so as credit
approvals and job opportunities rely on these financial reports. Our program
improves your credit by taking the lead in removing the negative items that cause
credit scores to go down. When negative information is removed it will reduce your
interest rates, stimulate your financial success and boost your chances in an
interview or rental application.

Our methods assert the rights that have been given to you under federal and state
law. DGO Business Solutions will act on your behalf as your credit expert. Credit
Repair can be a difficult task, but DGO Business Solutions has the experience,
knowledge, and methods to help you improve your credit issues.
How the process works

The United States Government has passed many laws under the Fair Credit
Reporting Act, all to protect your rights as a consumer. Our Credit Repair system
takes advantage of these laws to your benefit. When you sign up for our service, we
will handle the process that is required by these laws in order to remove negatives
from your credit. We work with our contacts at the three Credit Bureaus that allow us
to handle your file far more expeditiously than you could otherwise manage on your
own.

Stage 1 - We will obtain your Credit Reports from the three Credit Bureaus. You can
also obtain one free report each year at www.annualcreditreport.com. This will tell us
exactly what is damaging your credit.

Stage 2 - We send out every legal letter necessary to permanently erase the
negative information from all three of your credit files. These letters have been
proven to be successful. This step is guaranteed for Late Pays, Charge Off, Liens,
Judgments, Repossessions, Garnishments, Collections, Inquiries and anything else
that is damaging your credit rating. Please do not pay on any of these accounts
before they are removed!

Stage 3 - While the negative information is being removed from your credit file, we
will direct you how to add positive information to your credit file. This is an unknown
way of adding real accounts to your credit files to have an A-1 Credit Rating in less
than 60 days. As you know, the more positive information on your credit files the
more money banks will lend you.

Stage 4 - We will work with the Credit Bureaus to get each of your three files
updated. This is the final step to your new FICO. You will now be able to qualify for
credit as long as you have a source of income.

FREQUENTLY ASKED QUESTIONS

Does credit repair work?
Contrary to what the credit bureaus would like you to believe, credit repair does work
and can work for 100% of people in most circumstances. This is, of course, provided
you are getting the best advice and have an experienced professional working on
your case.

Anyone with a credit score below 720 can benefit long-term from the advice and
information provided through credit repair; however, there are times when your own
limitations make adhering to this advice impossible. The two limiting factors are: (1)
your financial situation and (2) the time frame in which you need to reach your
results.

It is possible to remove anything from a credit report, even accurate items, if the
creditor does not adhere to the law that outlines what needs to be done and by when.

What can you do that I cannot?
Nothing. We act as your representative due to our knowledge of credit scoring and
our experience working with your creditors and the credit bureaus.

You can try yourself, but mistakes on your part will make it harder for us to
achieve optimal results.

How long will it take to raise my score?
93% of our clients see FICO score increases of 20 points or more in the first 35
days. Over the 90 day term of the contract, the average FICO score increase is 50
to 100 points.

Will the removed items come back?
No, as long as the item is current or paid at the time of removal or the collection is
older than three years. This holds true except in very rare circumstances.

What items can you remove?
Collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late
payments, old addresses, judgments, and tax liens.
P O Box 4874
Hayward, CA 94540-4874
Phone: 510-274-1265
Fax: 510-372-0252
Email :
info@dgobusinesssolutions.com
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